Discover it® Secured Credit Card

Discover is an Experian Partner

Discover it® Secured Credit Card logo.

Discover it® Secured Credit Card

Rated 4.67 out of 5 stars, 787 reviews

Recommended FICO® ScoreΘ

New to Credit, Rebuilding

Annual Fee:

$0

Intro APR:

10.99% on Balance Transfers for 6 months

Ongoing APR:

28.24% Variable APR

Ongoing Balance Transfer APR:

28.24% Variable APR

Intro Bonus:

Discover will match all the cash back you’ve earned at the end of your first year

  • No credit score required to apply.
  • No Annual Fee, earn cash back, and build your credit history.
  • Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Terms and conditions apply.
  • No annual fee

  • Good rewards for a secured card

  • No foreign transaction fees

  • May not be accepted in all countries outside of US

  • High APR

See all Discover‘s offers

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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