Apply Now on Discover's website
Recommended FICO® Score1 Rating
Poor - Fair
Rewards

Rewards, Intro Bonus, Cash Back

Intro Bonus

Dollar-for-dollar match of all cash back earned the first year

Annual Fee

$0

Intro APR

N/A

Ongoing APR

23.99% Variable

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Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Card Details
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • New! Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Rates and Fees
Apply Now

on Discover's website

Pros:
  • No annual fee
  • Up to 2% cash back
  • No foreign transaction fees
Cons:
  • May not be accepted in all countries outside of US
  • High APR