Discover it® Balance Transfer

Discover is an Experian Partner

Discover it® Balance Transfer Apply Now
  • 0% Intro APR

  • No Annual Fee

  • Balance Transfer

Recommended FICO® ScoreΘ Rating

Good - Exceptional

Get your FICO Score for free
  • Rewards

    N/A*

  • Annual fee

    $0

  • Intro APR

    0% on Purchases for 6 months and 0% on Balance Transfers for 18 months

  • Ongoing APR

    11.99% - 22.99% Variable

  • Ongoing Balance Transfer APR

    11.99% - 22.99% Variable

  • Intro Bonus

    Discover will match all the cash back you’ve earned at the end of your first year.

Card details:
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • #1 Most Trusted Credit Card according to Investor’s Business Daily.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
Rates and fees
Pros:
  • Intro APR for new cardholders
  • High rewards rate on rotating bonus categories
  • Cash back match at the end of your first year on all cash back earned
  • No annual fee
Cons:
  • May not be accepted in all countries outside of the U.S.
  • Need to register quarterly for bonus cash back categories
  • Balance transfer fee could be expensive depending on how much you transfer

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

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