Apply Now on Discover's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Intro Bonus

Intro Bonus

Dollar-for-dollar match of all cash back earned the first year

Annual Fee

$0

Intro APR

0% on Purchases for 6 months

Ongoing APR

13.49% - 24.49% Variable

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Balance Transfer

0% Intro APR on Balance Transfers for 18 months

Card Details
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
Rates and Fees
Apply Now

on Discover's website

Pros:
  • No annual fee
  • 0% intro APR for 6 months on purchases and 18 months on balance transfers
  • Up to 5% cash back
  • No foreign transaction fees
Cons:
  • May not be accepted in all countries outside of US