Deserve® EDU

Deserve is an Experian Partner

Deserve® EDU Apply Now Apply Now Apply Now
  • Rewards

  • No Annual Fee

Recommended FICO® Score Rating

Fair - Exceptional, New to Credit

Get your FICO Score for free
  • Rewards

    Rewards, Cash back

  • Annual fee


  • Intro APR


  • Ongoing APR

    20.24% (Variable)

  • Balance transfer


Card details:
  • 1% unlimited cash back on all purchases
  • No annual fee
  • No foreign transaction fees
  • Amazon Prime Student on us for one year ($59 value)
  • Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
  • Mastercard Platinum benefits
  • No security deposit or co-signer required
  • Designed to help college students build good credit
  • Get personalized tips on how to build a better credit score
Rates and fees
  • No annual fee
  • No foreign transaction fees
  • Reimbursed for 1 year of Amazon Prime Student membership
  • Must be enrolled in a U.S. college or university

Experian Review:

Deserve® Edu: Help Build Credit in College—and Get Cash Back

For college students with no credit history, the Deserve® Edu offers a way to build credit and get cash back rewards in the process.

Read full review

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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