Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank is an Experian Partner

Credit One Bank® Platinum Visa® for Rebuilding Credit

Terms Apply

  • Rewards

Recommended FICO® ScoreΘ Rating

Poor - Good, Rebuilding

Get your FICO Score for free
  • Annual fee

    $75 First year. $99 thereafter, billed monthly at $8.25

  • Intro APR


  • Ongoing APR

    28.99% Variable

  • Ongoing Balance Transfer APR


Card details:
  • Automatically earn 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply.
  • Choose your monthly payment due date for added convenience, terms apply
  • Enjoy peace of mind with $0 Fraud Liability
  • Stay in-the-know with customizable account alerts via email and text
  • Access your account on-the-go with the Credit One Bank mobile app
  • Cash back on eligible purchases
  • Credit line increase opportunities
  • Lower credit scores accepted
  • No balance transfers available
  • Limited cash back value

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. It is recommended that you upgrade to the most recent browser version.