Credit One Bank® Platinum Visa® for Rebuilding Credit
Credit One Bank is an Experian Partner

Terms Apply
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Rewards
Annual fee
$75 First year. $99 thereafter, billed monthly at $8.25
Intro APR
N/A*
Ongoing APR
28.99% Variable
Ongoing Balance Transfer APR
N/A*
Card details:
- Automatically earn 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
- Looking for more credit? Get credit line increase opportunities, a fee may apply.
- Choose your monthly payment due date for added convenience, terms apply
- Enjoy peace of mind with $0 Fraud Liability
- Stay in-the-know with customizable account alerts via email and text
- Access your account on-the-go with the Credit One Bank mobile app
Pros:
- Cash back on eligible purchases
- Credit line increase opportunities
- Lower credit scores accepted
Cons:
- No balance transfers available
- Limited cash back value
Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.
ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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