Apply Now on Credit One Bank's website
Recommended FICO® Score1 Rating
Fair - Good

Rewards, Cash Back

Annual Fee

$75 First year. $99 thereafter, billed monthly at $8.25

Intro APR


Ongoing APR

19.15% - 25.24% Variable

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Balance Transfer


Card Details
  • Automatically earn 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply.
  • Choose your monthly payment due date for added convenience, terms apply
  • Track your progress with free online access to your Experian credit score, terms apply
  • Enjoy peace of mind with $0 Fraud Liability
  • Stay in-the-know with customizable account alerts via email and text
  • Access your account on-the-go with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply.
Rates and Fees
Apply Now

on Credit One Bank's website

  • Annual fee waived first year if eligible
  • 1% cash back on gas and grocery purchases
  • Automatic credit line increases
  • Average APR
  • High annual fee ($99) after first year