Apply Now on Citibank's website
Recommended FICO® Score1 Rating
Very Good - Exceptional

Rewards, Intro Bonus, Rewards Points

Annual Fee

$95, waived for first 12 months*

Intro APR


Ongoing APR

16.24% - 25.24%* (Variable) based on your creditworthiness

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Balance Transfer

16.24% - 25.24%* (Variable) based on your creditworthiness

Card Details
  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*
Rates and Fees
Apply Now

on Citibank's website

  • Annual fee waived first year
  • High rewards rate
  • No foreign transaction fees
  • High annual fee