Citi Simplicity® Card - No Late Fees Ever

Citibank is an Experian Partner

  • Rewards

    N/A*

  • Annual fee

    $0*

  • Intro APR

    0% on Purchases and Balance Transfers for 18 months*

  • Ongoing APR

    15.74% - 25.74%* (Variable)

  • Balance transfer

    0% Intro APR on Balance Transfers for 18 months*

Card details:
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee... EVER
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Rates and fees
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on Citibank's website

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1Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More.

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