Apply Now on Citibank's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

N/A*

Annual Fee

$0

Intro APR

N/A

Ongoing APR

23.99%* (Variable)

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Balance Transfer

23.99%* (Variable)

Card Details
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere Mastercard® is accepted - worldwide
Rates and Fees
Apply Now

on Citibank's website

Pros:
  • No annual fee
  • Monthly notifications to the credit bureaus helps build credit
Cons:
  • High APR
  • No rewards