Apply Now on Citibank's website
Recommended FICO® Score1 Rating
Good - Exceptional

Rewards, Cash Back

Annual Fee


Intro APR

0% on Balance Transfers for 18 months

Ongoing APR

14.74% - 24.74% Variable

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Balance Transfer

14.74% - 24.74% Variable

Card Details
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% - 24.74% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. Balance transfers must be completed within 4 months of account opening.
  • No categories to track, no caps on cash back, no annual fee*
Rates and Fees
Apply Now

on Citibank's website

  • High rewards rate
  • 0% intro APR for balance transfers for 18 months
  • No annual fee