Apply Now on Citibank's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Cash Back

Annual Fee

$0*

Intro APR

0% for 18 months on Balance Transfers*

Ongoing APR

15.24% - 25.24%* (Variable)

view details gradient
Balance Transfer

15.24% - 25.24%* (Variable)

Card Details
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.24% - 25.24% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. Balance transfers must be completed within 4 months of account opening.
  • No categories to track, no caps on cash back, no annual fee*
Rates and Fees
Apply Now

on Citibank's website

Pros:
  • No annual fee
  • 0% intro APR on balance transfers for 18 months
Cons:
  • Foreign transaction fees