Citi® Double Cash Card - 18 month BT offer

Citi Credit Cards is an Experian Partner

Citi® Double Cash Card - 18 month BT offer
  • Rewards

  • No Annual Fee

  • Balance Transfer

Recommended FICO® ScoreΘ Rating

Fair - Exceptional

Get your FICO Score for free
  • Annual fee

    $0

  • Intro APR

    0% for 18 months on Balance Transfers

  • Ongoing APR

    18.99% - 28.99% (Variable)

  • Ongoing Balance Transfer APR

    18.99% - 28.99% (Variable)

Card details:
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates and fees
Pros:
  • No annual fee
  • Intro APR on balance transfers for new cardholders
  • Straightforward rewards structure
Cons:
  • No intro bonus
  • Foreign transaction fees

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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