Apply Now on Citibank's website
Recommended FICO® Score1 Rating
Good - Exceptional

Cash Back

Annual Fee


Intro APR

0% on Purchases and Balance Transfers for 9 months

Ongoing APR

24.74% Variable

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Balance Transfer

24.74% Variable

Card Details
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance transfers do not earn cash back
  • 0% Intro APR on Balance Transfers and Purchases for 9 months; after that, the variable APR will be 24.74%
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No categories to track, no caps on cash back, no annual fee*
Rates and Fees
Apply Now

on Citibank's website

  • 0% intro APR for 9 months on purchases and balance transfers
  • Earn cash back TWICE with 1% unlimited on purchases + 1% as you pay your bill
  • High APR
  • 3% foreign transaction fee
  • 3% balance transfer fee