Chase Sapphire Reserve®

Chase is an Experian Partner

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  • Rewards

  • Intro Bonus

Recommended FICO® Score Rating

Exceptional

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  • Rewards

    Rewards, Intro Bonus, Rewards Points

  • Annual fee

    $550

  • Intro APR

    N/A*

  • Ongoing APR

    16.99% - 23.99% Variable

  • Balance transfer

    16.99% - 23.99% Variable

  • Intro Bonus

    Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Card details:
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.
Pros:
  • Flexible travel redemption
  • No foreign transaction fees
  • Good travel and dining rewards and bonuses if booked through Chase
Cons:
  • High annual fee
  • Need excellent credit to qualify

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

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