Chase Sapphire Reserve®

Chase is an Experian Partner

Chase Sapphire Reserve® Apply Now
  • Rewards

  • Intro Bonus

Recommended FICO® ScoreΘ Rating

Exceptional

Get your FICO Score for free
  • Rewards

    Rewards, Intro Bonus, Rewards Points

  • Annual fee

    $550

  • Intro APR

    N/A*

  • Ongoing APR

    16.99%-23.99% Variable

  • Ongoing Balance Transfer APR

    16.99%-23.99% Variable

  • Intro Bonus

    Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Card details:
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit.
  • Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Pros:
  • Flexible travel redemption
  • No foreign transaction fees
  • Good travel and dining rewards and bonuses if booked through Chase
Cons:
  • High annual fee
  • Need excellent credit to qualify

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ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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