Chase Sapphire Preferred® Card

Chase is an Experian Partner

Chase Sapphire Preferred® Card Apply Now
  • Rewards

  • Intro Bonus

Recommended FICO® ScoreΘ Rating

Good - Exceptional

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  • Rewards

    Rewards, Intro Bonus, Rewards Points

  • Annual fee

    $95

  • Intro APR

    N/A*

  • Ongoing APR

    15.99% - 22.99% Variable

  • Balance transfer

    15.99% - 22.99% Variable

  • Intro Bonus

    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn a $50 statement credit towards grocery store purchases within your first year of account opening.

Card details:
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Pros:
  • Flexible travel redemption
  • No foreign transaction fees
  • Good travel and dining rewards and bonuses if booked through Chase
Cons:
  • Annual fee
  • High APR

Experian Review:

Chase Sapphire Preferred® Card: A Top Choice for Moderate Travelers

The Chase Sapphire Preferred® Card offers good rewards and flexible redemption options that make it a great fit for most travelers.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

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