Apply Now on JP Morgan Chase's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Rewards, Intro Bonus, Rewards Points

Intro Bonus

50,000 points after purchases of $4,000 within first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

$0 intro for first year, then $95

Intro APR

N/A

Ongoing APR

16.99% - 23.99% Variable

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Balance Transfer

16.99% - 23.99% Variable

Card Details
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Apply Now

on JP Morgan Chase's website

Pros:
  • Annual fee waived first year
  • Flexible travel redemption
  • No foreign transaction fee
  • Good travel and dining rewards and bonuses if booked through Chase
Cons:

N/A*