Apply Now on USAA's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Rewards, Gas Cards, Intro Bonus, Cash Back

Intro Bonus

Earn $150 bonus after you make $500 in purchases within the first 90 days of opening your account

Annual Fee

$0

Intro APR

N/A

Ongoing APR

13.40% - 27.40% Variable

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Balance Transfer

13.40% - 27.40% Variable

Card Details
  • USAA membership is available to active and former military and their eligible family members
  • Earn $150 bonus after you make $500 in purchases within the first 90 days of opening your account. Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% on your first $3,000 on supermarket purchases per year
  • Unlimited 1% cash back on all other purchases
Rates and Fees
Apply Now

on USAA's website

Pros:
  • High rewards rate for gas, military base, and grocery purchases
  • No annual fee
  • No foreign transaction fees
Cons:
  • USAA membership required