Apply Now on American Express's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Rewards, Gas Cards, Cash Back

Annual Fee

$95

Intro APR

0% on Purchases for 12 months

Ongoing APR

14.74% - 25.74% Variable

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Balance Transfer

0% Intro APR on Balance Transfers for 12 months

Card Details
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
Rates and Fees
Apply Now

on American Express's website

Pros:
  • High rewards rate for groceries, gas and department stores
  • 0% intro APR on purchases and balance transfers for 12 months
Cons:
  • Annual fee