Apply Now on Barclaycard's website
Recommended FICO® Score1 Rating
Exceptional
Rewards

Rewards, Airline Miles, Intro Bonus

Intro Bonus

40,000 bonus miles after spending $3,000 on purchases in first 90 days

Annual Fee

$89 - Waived first year

Intro APR

0% for 12 months for each Balance Transfer made within 45 days of account opening

Ongoing APR

16.99%, 20.99% or 23.99% Variable

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Balance Transfer

16.99%, 20.99% or 23.99% Variable

Card Details
  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.
Rates and Fees
Apply Now

on Barclaycard's website

Pros:
  • Annual fee waived first year
  • 40,000 mile sign up bonus
  • 0% intro APR on balance transfers for 12 months
  • No foreign transaction fees
Cons:
  • High annual fee