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Fraud and Identity Theft

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Fraud and Identity Theft

Experian adds initial security alerts and fraud victim statements to the credit histories of people who believe or they are fraud victims. There is no cost to add the fraud and identity theft alerts. The statements tell lenders to take extra precautions when considering an application because there is an increased risk that fraud is being perpetrated. The alerts allow you to include a phone number so that businesses can call you when an application is submitted using your identity.

The presence of a fraud alert can delay the application process significantly. Experian's online Fraud Center provides detailed information about fraud alerts, instructions for adding an alert, and other identity theft topics.

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