Ask Experian

Debt and Collection

Find Answers to Your Credit Questions

Search the Ask Experian advice column. If you don't find the answers you're looking for, you'll have the chance to ask your specific question.

Ask Experian

E-mail Address

City

State

Question

Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can't find what you're looking for, please fill out the form, being as specific as possible.

Please note: The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future column.

Debt and Collection

Today there are more debt and collection businesses than there were in the past. If you have a mortgage, owe money on a personal loan or use credit cards, you are a debtor. If you are behind on your payments or struggling with debt, learning more about debt and collection can help you make the best decisions. It can take a lot of nerve, control and willpower to become debt free.

Here we provide help and guidance for consumers dealing with debt, collection agencies, repossession, or short sales, and we’ll tell you how all of these issues affect your credit report.

  • © 2014 Experian Information Solutions, Inc. All rights reserved.