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Experian - A World of Insight

Credit Fraud

   Credit Fraud Protection
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Minor child instructions | Summary of rights of identity theft victimsThis link opens a new browser window | Removing a fraud alert
You can add a fraud alert message to your credit report to help protect your credit information. Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent. We recommend that you review a copy of your personal credit report. If you believe that information in your credit report is inaccurate due to identity theft or fraud, contact us at the phone number on your report for assistance from a representative specially trained in consumer credit fraud.

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Initial Security Alert (90 days)
If you suspect that your identification information has been or could be used fraudulently, you can add an Initial Security Alert to your credit report. You also may be able to view your report, although the Initial Alert will not yet display to you. An Initial Security Alert remains on your report for 90 days.
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Extended Fraud Victim Alert (7 years)
You can add an Extended Fraud Victim Alert to your report by submitting a copy of a valid identity theft report that you have filed with a Federal, State or local law enforcement agency. An Extended Alert will remain on your report for seven years.
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Active Duty Alert (1 year)
If you are an active duty military consumer, you can add an Active Duty Alert to your credit report. An Active Duty Alert will remain on your report for one year.