|Fraudulent letters and emails claiming to be from Experian||
As you may be aware, Experian® has opted to discontinue its relationship with myFICO effective February 14, 2009. This change by no means eliminates your ability to obtain your credit score and assess your creditworthiness.
There is no one credit score that all financial institutions use to make decisions and there is also no one credit score that consumers must use to help them understand and manage their credit.
There are many reputable credit scores on the market that you can use to evaluate your creditworthiness before making financial decisions. Such credit scores include VantageScoreSM, PLUS Score® and others which are developed by the three national credit reporting companies or third parties. All of these credit scores provide prediction of your credit risk.
You have many options for obtaining your credit score, and a few of those options are listed below:
This development has no impact on how lenders and other credit issuers evaluate your creditworthiness. Experian continues to offer its own scores, FICO scores and other credit risk scores to its business clients to enable their credit-granting decisions.
For educational information about credit scores and managing your credit, please go to http://www.experian.com/consumer/credit_education.html.