Identity theft protection
built around you.

Get better detection, protection & resolution

Now you can better help to safeguard your personal information and your credit with identity theft protection from Experian.

Experian IdentityWorks

Video Title

Detect key changes with Identity Alerts, 24/7

Now you have more ways to detect identity theft with an entire suite of Identity Alerts that keep you informed and in control.

Protect your credit. Lock out identity thieves.

Experian CreditLock now included with Experian IdentityWorksSM.

Lock your Experian credit file instantly, right from your desktop or mobile device. Prevent unauthorized credit inquiries — and unlock your file just as fast. The key is control. And it's at your fingertips.

Protect yourself now

Resolve fraud. Restore peace of mind.

Making things right makes all the difference when it comes to resolving fraud and restoring your finances.

Up to $1 Million in Identity Theft Insurance

You not only have our undivided attention – you also get added coverage that could reimburse you for stolen funds linked to unauthorized electronic funds transfers, lost wages, and expenses for third party assistance for CPAs, legal defense, and more*.

Fraud Resolution Specialists dedicated to you.

Discovering fraud is distressing. So we not only explain the steps to take – we take them with you. You get a dedicated point of contact to guide you through the entire process, even helping you contact creditors, banks and law enforcement. And they remain dedicated for as long as it takes to make things right.

Even more benefits to help safeguard your identity and credit.

Get even more insight into your credit with these extra benefits that help you track additional changes, both daily and over time.

3-Bureau Credit Monitoring

Detect changes to your credit across all three credit bureaus - Experian, Equifax & TransUnion.

Credit Inquiry Alerts

Know if and when someone is looking into your credit.

3-Bureau FICO® Scores2

See your latest FICO Scores from all 3 credit bureaus every 90 days on sign in.

Monthly FICO Score Tracking

Lets you detect changes to your FICO Score over time.

Additional FICO Scores

For Home, Auto, and BankCard – so you know where you stand before you apply.

FICO Score Simulator

Predict changes to your FICO® Score based on potential spending patterns.

2Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn More.

Choose your preferred plan.

Monthly Annual
Get 2 Months Free


A credit card is required to start your free 30-day trial membership in Experian IdentityWorksSM Plus or Experian IdentityWorksSM Premium. You may cancel your trial membership at any time within 30 days without charge. If you decide not to cancel, your membership will continue and you will be billed $9.99 each month for Experian IdentityWorksSM Plus or $19.99 each month for Experian IdentityWorksSM Premium. You may easily cancel your trial membership online anytime within the trial period without charge.

The credit monitoring benefit may only be available for 28 days during your trial period since enrollment can take up to 48 hours. You may cancel your trial membership any time during your first 30 days without charge.

1Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.