Free credit report

Check your credit report regularly to help you make good financial decisions, detect early signs of identity theft and see how you might look to a lender. Checking your credit report regularly can help you make good financial decisions, detect early signs of identity theft and see how you might look to a lender.

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No credit card required
Get your free credit report

Includes a new free credit report from Experian every 30 days on sign in. This offer does not include a free credit score.

Why get your free credit report from Experian?

Understand your overall credit

Review your credit report and see your credit accounts, current balances, payment history and any derogatory items you may have. Get a summary of your account totals, debt and personal information.

Gain credit insights

See who’s accessing your data and get tips on how to improve your financial health to receive the best terms. Track your debt-to-income ratio and lending risk level.

Stay up to date

Your credit report is constantly changing, and you can stay on top of these changes with access to an updated report every 30 days.

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Monitor and protect your credit

Detecting identity theft early is key to protecting your financial well-being. Monitor your credit report for possible identity fraud and dispute any inaccuracies.

Free credit monitoring

Get customized alerts about new inquiries and accounts, changes in personal information and suspicious activity detected on your Experian Credit Report.

Online disputes

Review and correct inaccuracies on your Experian Credit Report for free. Easily submit disputes to our dispute center and track their progress online.

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Credit monitoring FAQs

What is a credit report?

A credit report is a historical record of your credit history and contains information gathered by credit bureaus. Your credit report can be used by creditors as an indicator of how you handle finances. It includes your credit activity such as how you manage credit accounts and whether you pay your bills on time. This data serves as a basis for your credit scores.

Get your free credit report Start now for free