Protect your identity in ways LifeLock^® can't.

Experian provides better protection to help safeguard your personal data against identity theft.

How we compare to LifeLock

It's simply a better value at a lower price.

Identity Theft Monitoring & Protection:	Experian IdentityWorks^SM Premium Free 30-day trialthen just $19.99/month^*	LifeLock Ultimate Plus^® $29.99 /month
Experian CreditLock with Alerts	Lock your credit with Experian Experian helps you control who can access your credit data. Instantly lock your Experian credit file with a touch of a button to prevent unauthorized credit inquiries and lock out identity thieves.	Can’t lock it with LifeLock LifeLock can’t offer this service.
Identity Theft Insurance¹	$1 Million ID Theft coverage with every plan You get up to $1 Million in Identity Theft Insurance¹ in both our Plus and Premium plans, covering unauthorized electronic funds transfers, lost wages, third party expenses and more.	Only for select members LifeLock provides up to $1 million for stolen funds coverage, but only with LifeLock Ultimate Plus, its most expensive plan.
Stolen Funds Replacement	Up to $1 Million	Up to $1 Million
Fraud Resolution Support	Work directly with the source If you do have an issue with identity theft, we assign a dedicated Fraud Resolution Specialist—who works at Experian—to serve as your single point of contact until your issue is resolved and beyond. It’s like having an advocate on the inside working for you.	Work with a third party LifeLock will have to call Experian to help address issues on your credit report.
Dark Web Surveillance	Over 600,000 Dark Web sites scanned Experian scans the Dark Web, using proprietary technology that crosses language barriers, to detect stolen personal data on over 600,000 web pages, file-sharing sources, black market forums, Twitter feeds, and more.	Compared to 10,000 websites LifeLock claims to monitor over 10,000 criminal websites.
Social Security Number Monitoring
Address Change Verification
Bank Account & Credit Card Takeovers
Court Records & Bookings
Sex Offender Registry
Payday & Non-Credit Loan Monitoring
File-Sharing Network Monitoring
3-Bureau FICO Scores²	Every 90 Days FICO Scores FICO^® Scores are used in 90% of credit decisions. And Experian gives you regular access to your FICO Scores² and sends you customized alerts for when your score changes.	Annually No FICO Scores LifeLock can’t provide a FICO Score.
FICO Score based on Experian Data	Daily
Additional FICO Scores (Home, Auto & Bankcard)
Monthly Score Tracking
FICO Score Simulator
Credit Monitoring & Alerts	Experian, Equifax^®, TransUnion^® Comprehensive 3-bureau credit monitoring Unexpected changes to your credit reports can be a sign of identity theft. Experian monitors all 3 Credit Bureaus with an entire suite of alerts for new credit inquiries, new accounts, account balance changes and credit utilization.	Experian, Equifax^®, TransUnion^® Limited credit monitoring LifeLock only alerts you of new credit inquiries and accounts.
Credit Inquiries
New Accounts
Account Balance Changes
Credit Utilization
FICO Score Changes
	Get Premium Protection Or call View all plans & pricing

IdentityWorks^SM
Premium

LifeLock
Ultimate Plus^®

Free 30-day trial

then just $19.99/month^*

^$29.⁹⁹

/ month

Identity Theft Monitoring & Protection:

Experian CreditLock with Alerts

Up to $1 Million in Identity Theft Insurance¹

Stolen Funds Replacement

Up to $1 Million Up to $1 Million

Fraud Resolution Support

Dark Web Surveillance

Social Security Number Monitoring

Address Change Verification

Bank Account & Credit Card Takeovers

Court Records & Bookings

Sex Offender Registry

Payday & Loan Monitoring

File-Sharing Network Monitoring

3-Bureau FICO Scores²

Every 90 days Annually

FICO Score based on Experian Data

Additional FICO Scores (Home, Auto & Bankcard)

Monthly Score Tracking

FICO Score Simulator

Credit Monitoring & Alerts

Experian, Equifax^®, TransUnion^®

Credit Inquiries

New Accounts

Account Balance Changes

Credit Utilization

FICO Score Changes

Get Premium Protection Or call View all plans & pricing

^*IMPORTANT INFORMATION

A credit card is required to start your free 30-day trial membership^† in Experian IdentityWorks^SM Premium. You may cancel your trial membership at any time within 30 days without charge. If you decide not to cancel, your membership will continue and you will be billed $19.99 each month for Experian IdentityWorks^SM Premium. You may easily cancel your trial membership online anytime within the trial period without charge.

^†The credit monitoring benefit may only be available for 28 days during your trial period since enrollment can take up to 48 hours. You may cancel your trial membership any time during your first 30 days without charge.

Better detection

Over 600,000 Dark Web sites scanned

Experian scans the Dark Web, using proprietary technology that crosses language barriers to detect stolen personal data on over 600,000 web pages, file-sharing sources, black market forums, Twitter feeds and more.

Compared to 10,000 websites

LifeLock claims to monitor over 10,000 criminal websites.

Comprehensive 3-bureau credit monitoring

Unexpected changes to your credit reports can be a sign of identity theft. Experian monitors all 3 Credit Bureaus with an entire suite of alerts for new credit inquiries, new accounts, account balance changes, and credit utilization.

Limited credit monitoring

LifeLock only alerts you of new credit inquiries and accounts.

FICO Scores

FICO^® Scores are used in 90% of credit decisions. And Experian gives you regular access to your FICO Scores² and sends you customized alerts for when your score changes.

No FICO Scores

LifeLock can’t provide a FICO Score.

Over 600,000 Dark Web sites scanned

Experian scans the Dark Web, using proprietary technology that crosses language barriers, to detect stolen personal data on over 600,000 web pages, file-sharing sources, black market forums, Twitter feeds, and more.

Compared to 10,000 websites

LifeLock claims to monitor over 10,000 criminal websites.

Comprehensive 3-bureau credit monitoring

Limited credit monitoring

LifeLock only alerts you of new credit inquiries and accounts.

FICO Scores

FICO^® Scores are used in 90% of credit decisions. And Experian gives you regular access to your FICO Scores² and sends you customized alerts for when your score changes.

No FICO Scores

LifeLock can’t provide a FICO Score.

Better protection

Lock your credit with Experian

Experian helps you control who can access your credit data. Instantly lock your Experian credit file with a touch of a button to prevent unauthorized credit inquiries and lock out identity thieves.

Can’t lock it with LifeLock

LifeLock can’t offer this service.

Lock your credit with Experian

Experian helps you control who can access your credit data. Instantly lock your Experian credit file with a touch of a button to prevent unauthorized credit inquiries and lock out identity thieves.

Can’t lock it with LifeLock

LifeLock can’t offer this service.

Better resolution

Work directly with the source

If you do have an issue with identity theft, we assign a dedicated Fraud Resolution Specialist—who works at Experian—to serve as your single point of contact until your issue is resolved and beyond. It’s like having an advocate on the inside working for you.

Work with a middleman

LifeLock will have to call Experian to help address issues on your credit report.

Up to $1 million stolen funds coverage with every plan

You get up to $1 Million in Identity Theft Insurance¹ in both our Plus and Premium plans, covering unauthorized electronic funds transfers, lost wages, third party expenses and more.

Only for select members

LifeLock provides up to $1 million for stolen funds coverage, but only with LifeLock Ultimate Plus, its most expensive plan.

Work directly with the source

Work with a middleman

LifeLock will have to call Experian to help address issues on your credit report.

Up to $1 million stolen funds coverage with every plan

You get up to $1 Million in Identity Theft Insurance¹ in both our Plus and Premium plans, covering unauthorized electronic funds transfers, lost wages, third party expenses and more.

Only for select members

LifeLock provides up to $1 million for stolen funds coverage, but only with LifeLock Ultimate Plus, its most expensive plan.

¹Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

²Credit score is calculated based on FICO^® Score 8 model, unless otherwise noted. In addition to the FICO^® Score 8, we may offer and provide other base or industry-specific FICO^® Scores (such as FICO^® Auto Scores and FICO^® Bankcard Scores). Your lender or insurer may use a different FICO^® Score than FICO^® Score 8 or such other base or industry-specific FICO^® Score (if available), or another type of credit score altogether. Learn More.

LifeLock and its logos and product names are trademarks or registered trademarks of LifeLock, Inc. This website is not affiliated with, or endorsed or sponsored by, LifeLock or any of its affiliates.

Experian IdentityWorks^SM Premium

Start your free 30-day trial

then just $19.99 /month^*

866.541.6913

Aggregate Limit of Insurance:	$1,000,000	per policy period
Lost Wages:	$1,500	per week, for 5 weeks maximum
Travel Expenses:	$1,000	per policy period
Elder Care, Spousal Care & Child Care:	$2,000	per policy period
Deductible	$0	per policy period

Protect your identity in ways LifeLock® can't.