Protect your identity in ways LifeLock® can't.
Get better protection, detection and resolution for less
How we compare to Lifelock
It's simply a better value at a lower price.
Lifelock Ultimate Plus®
$29.99
/month
The most comprehensive identity theft protection LifeLock offers.
Compare benefitsBetter value
Experian IdentityWorksSM Premium
$19.99
/month†
Our best protection with Experian CreditLock, 3-bureau credit monitoring and FICO® Scores*.
Start your free 30-day trial Compare benefits†IMPORTANT INFORMATION
A credit card is required to start your free 30-day trial membership‡ in Experian IdentityWorksSM Plus or Experian IdentityWorksSM Premium. You may cancel your trial membership at any time within 30 days without charge. If you decide not to cancel, your membership will continue and you will be billed $9.99 each month for Experian IdentityWorksSM Plus or $19.99 each month for Experian IdentityWorksSM Premium.
*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.
LifeLock Ultimate Plus®
Experian IdentityWorksSM Premium
| LifeLock Ultimate Plus | Experian IdentityWorks Premium | |
|---|---|---|
Identity Theft Monitoring & Protection: | ||
Experian CreditLock with Alerts | ||
Can’t lock it with LifeLock You can't lock your Experian credit file with LifeLock. | Lock your credit with Experian You can lock your Experian credit file to help stop unauthorized credit activity and get real-time alerts if anyone tries to apply for credit in your name while it’s locked. | |
| Identity Theft Insurance※ | ||
| Stolen Funds Replacement | Up to $1 Million | Up to $1 Million |
Fraud Resolution Support | ||
Work with a third party LifeLock is not a credit bureau. If you have issues on your credit reports, they'll have to work with a bureau to address them. | Work directly with the source All of our U.S.-Based Fraud Resolution Specialists work at Experian. It's like having an advocate at a credit bureau working for you on the inside to help resolve any issues you may have with identity theft. | |
Dark Web Surveillance | ||
Over 10,000 criminal websites LifeLock is not a credit bureau. If you have issues on your credit reports, they'll have to work with a bureau to address them. | Over 600,000 pages scanned Experian uses proprietary technology to detect stolen personal data on over 600,000 Dark Web pages, file-sharing sources, black market forums and more. | |
| Social Security Number Monitoring | ||
| Address Change Verification | ||
| Financial Account Activity | ||
| Court Records | ||
| Sex Offender Registry | ||
| Payday & Loan Monitoring | ||
| File-Sharing Network Monitoring | ||
| Bank & Credit Card Activity Alerts | ||
| 3-Bureau Credit Scores | Annually | Every 90 Days |
FICO® Scores* | ||
FICO® Scores* LifeLock can't provide a FICO® Score* | FICO® Scores* FICO® Scores* are used in 90% of credit decisions. Experian gives you regular access to your FICO® Score* and sends you customized alerts for when your score changes. | |
| FICO® Score* based on Experian Data | Daily | |
| Additional FICO® Scores* (Auto, Home & Bankcard) | ||
| Monthly Score Tracking | ||
| FICO® Score* Simulator | ||
Credit Monitoring & Alerts | Experian, Equifax®, TransUnion® | Experian, Equifax®, TransUnion® |
Limited credit monitoring LifeLock does not provide alerts for account balance changes, credit utilization and FICO® Score* changes. | Comprehensive 3-bureau credit monitoring Unexpected changes to your credit reports can be a sign of identity theft. Experian monitors all 3 credit bureaus with a suite of alerts for new credit inquiries, new accounts, account balance changes and credit utilization. | |
| Credit Inquiries | ||
| New Accounts | ||
| Account Balance Changes | ||
| Credit Utilization | ||
| FICO® Score* Changes | ||
‡Monitoring with Experian begins within 48 hours of enrollment in your trial. Monitoring with Equifax® and TransUnion® takes approximately 4 days to begin, though in some cases cannot be initiated during your trial period. You may cancel your trial membership in IdentityWorksSM any time within 30 days of enrollment without charge.
※Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian IdentityWorksSM Premium or Experian IdentityWorksSM Plus.
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