Credit Data Services for Businesses
- Identify Creditworthy Customers
- Set Optimal Credit Terms
- Automate Credit Decisions
- Manage Risky Accounts
- Score, Prescreen, Monitor and Analyze
- Verify Applicants and Customers
- Detect and Reduce Credit Fraud
- Prioritize Credit Collections
- Extend Credit to Profitable Accounts
- Employment Credit Checks
- Small Business Credit Services
Complimentary Webinar
Risk-Based Pricing Rule
Join Experian experts and learn how to comply with the new Risk-Based Pricing requirements. Understand the rule's impact on your business and anticipate consumer questions and challenges before they arise.
Improve the Bottom Line and Reduce Risk
Experian’s credit data services help businesses establish quality accounts, reduce credit risk and improve the bottom line at each phase of business development. We have the analytical and decision tools you need to strategically target your highest-potential customers. With the right credit data at the right time, you can retain and grow your profitable customers while safeguarding your portfolio from those who are at risk.
Credit Data Services for New Accounts
Experian® has a wealth of consumer and business credit information and data available to help you make more effective customer acquisition decisions. Use predictive credit scores to quickly and reliably target and approve prospects that offer higher profitability and lower credit risk. Understanding the revenue and risk potential of a new account gives you a better foundation for long-term profitable customer relationships.
The majority of business fraud today is the work of highly sophisticated international crime organizations. They pose a real and growing threat to your profitability, attacking your system at its weakest point. Experian offers comprehensive tools to combat credit application fraud.
- Reduce Credit Risk When Acquiring New Accounts
Getting a complete picture of the financial health of your customers depends on fresh, accurate and objective credit data. - Minimize Operational Costs by Automating the Credit Decisioning Process
Powerful yet flexible tools incorporate relevant credit data, proper strategy implementation and ongoing performance monitoring. - Track Fraud Patterns for More Effective Business Decisions
Successful decisions go beyond conventional credit scoring and underwriting techniques to help you identify credit application fraud.
Credit Data Services for Existing Accounts
Existing customers are your most valuable assets. The ability to capture a 360-degree view of their credit activities will open the door to additional credit needs or purchasing opportunities, which in turn will build trust and increase customer loyalty.
Experian is the first to offer nationally updated daily notification of credit inquiries and trades, giving you more power than ever to proactively protect and expand your customer relationships. By identifying and responding to customer credit needs, you can not only retain your best customers, but also spot opportunities for building the kinds of relationships that drive profits.
- Identify New Credit Opportunities With Existing Accounts
Receive daily targeted information about your customers based on key migration thresholds. - Review and Manage Your Customer Portfolio to Identify Overall Risk
Be alerted to new derogatory credit data and prioritize greatest risk. - Make the Right Credit Offers to Increase Both Revenue and Customer Satisfaction
Build loyalty and retention by targeting offers to specific customer needs.