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Analysis: Rental data proves to be a driving force in ...

For more than 20 years, Experian has been an advocate for full-file reporting, which means that we support the widespread reporting of alternative data—rental payments, utility payments and cellular telephone payments to name a few. For a large segment of the population, the reporting of these types of payments...

Read More Analysis: Rental data proves to be a driving force in transforming consumers from unscoreable to scoreable
Big Data can Unlock the Future of Fraud Prevention...

More than 10 years ago I spoke about a trend at the time towards an underutilization of the information being managed by companies. I referred to this trend as “data skepticism.” Companies weren’t investing the time and resources needed to harvest the most valuable asset they had – data....

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Experian addresses fraud and cybersecurity challenges ...

Experian hosting Future of Fraud and Identity event during National Cyber Security Awareness Month Costa Mesa, Calif., Oct. 13, 2014 — Identity and fraud concerns are a pressing global issue for many industries, including financial services, public sector and retailers. With the rise in security and data breaches, many...

Read More Experian addresses fraud and cybersecurity challenges as risks mount for banks, retailers and public sector
Data is Good… Analytics Make it Great...

The power of data is good. Couple it with analytics and it becomes great. Derive real and tangible insight from this process, and you are left with a very potent tool to affect real change and do a lot of good in the process. At Experian, we have deep...

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Experian continues to be recognized for its commitment...

Experian North America CEO Victor Nichols recently was recognized by the Consumer Credit Counseling Services of Orange County, California, as its 2014 Community Hero of the Year for his commitment to consumer financial literacy. Mr. Nichols and Experian are proud to have been honored with this award. Experian has...

Read More Experian continues to be recognized for its commitment to financial literacy and consumer education
Experian helps put the spotlight on financial educatio...

Millions of Americans face economic hardships today due to the financial crisis. The Great Recession made a big impact on the financial lives of consumers. Unemployment was high and many struggled to make ends meet, forcing them to tap into their savings and live off credit to survive. Now...

Read More Experian helps put the spotlight on financial education
New Real-Time Identity Alerts Reduce Fraud Losses by N...

Consumers are can now be notified when their personal information is being used in an authentication transaction, allowing them to assess whether or not they recognize and expect their identity to be in review by a business. The service enables consumers to respond to the notification, and in cases...

Read More New Real-Time Identity Alerts Reduce Fraud Losses by Notifying Consumers That Their Personal Information is Potentially Being Used Without Authorization
Giving Credit a Boost with On-Time Rental Payments...

This week, Experian announced its collaboration with payment processor WilliamPaid, which provides renters in any type of property another option for having their rental payment data reported to Experian RentBureau. WilliamPaid joins Experian’s growing list of rental payment processors, providing more opportunities and options for renters to have their...

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How Experian is Helping Consumers with Little to No Cr...

Did you know that there are 64 million people in the United States that have little or no traditional credit history? These people are typically referred to as underbanked or underserved consumers and Experian just announced Extended View Score that can help these consumers gain access to credit products...

Read More How Experian is Helping Consumers with Little to No Credit History