All posts by josephine.munis

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VantageScore®  polled risk professionals about how they are measuring score performance, and 60 percent of respondents said they are now using metrics beyond the...

March 26, 2012 by josephine.munis

Lenders continued to increase their appetite for risk in Q2 2011, with new vehicle loans for customers with credit outside of prime increasing by...

March 23, 2012 by josephine.munis

Experian® QAS®, a leading provider of address verification software and services, recently released a new benchmark report on the data quality practices of top...

March 21, 2012 by josephine.munis

A recent Experian credit trends study showcases the types of debts Americans have, the amounts they owe and the differences between generations. Nationally, the...

March 20, 2012 by josephine.munis

In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A...

March 19, 2012 by josephine.munis

Lenders are increasing loans to credit-challenged customers. According to Experian’s quarterly automotive credit analysis, 21.87 percent of all new vehicle loans went to customers...

March 16, 2012 by josephine.munis

In 2010, lenders began to change their focus from maintaining to growing portfolios. Most strategies focused on marketing to the least risky tiers of...

March 14, 2012 by josephine.munis

While retail card utilization rates decreased slightly in Q3 2011, retail card delinquency rates increased for all performance bands (30-59, 60-89 and 90-180 days...

March 12, 2012 by josephine.munis

Experian’s recently released study on the credit card and mortgage payment behaviors* of consumers both nationally and in the top 30 Metropolitan Statistical Areas...

March 8, 2012 by josephine.munis

A study released in October 2011 for the S&P/Experian Consumer Credit Default Indices showed that first mortgage default rates rose to 2.08 percent in...

March 7, 2012 by josephine.munis

Findings from the Q2 Experian Business Benchmark Report showed that the amount of delinquent debt has increased significantly for the largest and smallest businesses....

March 5, 2012 by josephine.munis