Credit Report & Scores

Where Can I Get a Free Credit Report?

A credit report is like a report card, but instead of grades, it contains details about your debts and other financial obligations.

You should check your credit report at least once a year. The simplest way to get your free personal credit report is by going online. You can order your Experian report from:


Under federal law, you are entitled to a free credit report every 12 months from each of the three national consumer reporting companies (Experian, Equifax, and TransUnion). You can obtain them by going online to

You can choose to request all three reports at once or you can order one report at a time. By requesting the reports separately (for example, one every four months) you can monitor your credit history throughout the year. You can also purchase a credit score along with your free credit report.


You can go to Experian to get a free Experian credit report every 30-days. Along with a free credit report, you can also receive free credit monitoring that provides alert notifications when changes such as new inquiries, new accounts, fraud alerts, and personal information updates occur in your report. You can obtain a free credit score from Experian as well.

If you are planning to apply for credit in the near future, you should check your credit reports at least 3-6 months in advance. Once you receive your report, review it carefully to make sure all information is accurate and up-to-date. You can dispute any information you believe is incorrect by going to Experian's online Dispute Center.

Visit Ask Experian to learn more about credit reports.

Check out the scope to hear answers to all the questions asked.

Do You Have Questions About Credit?

Join our live video chat every Tuesday and Thursday at 2:30 p.m. ET on Periscope. Rod Griffin, Director of Consumer Education and Awareness at Experian, is available to answer your questions live.
Scoped on: 12/27/2018

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