News & Trends

The Vikings Win the Credit Bowl… No Wait, It’s the Pats!

Editor's Note: The original story published on January 19, 2018, has been updated to reflect the actual Super Bowl participants after the Division Championship Games.

A couple weeks ago as we prepared for the final few games of the NFL Season, we looked at the teams by the average FICO® Scores of the city the teams call home to predict the winners. The numbers then showed that we'd be looking at a Vikings-Patriots Super Bowl this weekend and that the Minnesota Vikings (Minneapolis, MN) would win it all.

Call it CreditGate or just that there can always be surprises in football, but we now know the New England Patriots will take the trophy (a 12-foot-tall bronze statue of the number 850)—winning back-to-back titles.

Note: Scores shown are the average FICO® Scores for the cities listed.

Philadelphia has an average FICO® Score of 704, which is a good credit score if you're looking to borrow money—but not good enough to beat Boston's 724.

See also: Compare US Cities By Credit Card Debt

Of course, the actual big game will come down to total yards, interceptions, special team plays and ultimately points scored. Just like when you're looking to apply for new credit—a potential lender will usually look at a variety of factors including your credit scores and things like your payment history, income, and current credit utilization.

By keeping credit card balances low, paying bills on time and not applying for too much credit at once you can help keep your credit score healthy and increase the likelihood that you'll be approved for a loan when you need one and even save money with lower interest rates.

Editor's Note: Data based on the average FICO® Score of the sample of the city (MSA) where each NFL team is located (January 2018). FICO® is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.

Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. All information, including rates and fees, are accurate as of the date of publication.
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