Video: How Can I Establish Credit?

College students checking credit

If you're new to the world of credit and are wondering how to get from the outside in, credit can seem like a riddle you must answer correctly in order to get started. Review a few of the best ways to get started with credit and ease your way into a new type of financial responsibility. Learn more about starting your credit journey so you can get going with your best foot forward.

Getting your credit journey under way? Learn more about credit scores.

The purpose of this question submission tool is to provide general education on credit reporting. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team may include it in a future post and may also share responses in its social media outreach. If you have a question, others likely have the same question, too. By sharing your questions and our answers, we can help others as well.

Personal credit report disputes cannot be submitted through Ask Experian. To dispute information in your personal credit report, simply follow the instructions provided with it. Your personal credit report includes appropriate contact information including a website address, toll-free telephone number and mailing address.

To submit a dispute online visit Experian's Dispute Center. If you have a current copy of your personal credit report, simply enter the report number where indicated, and follow the instructions provided. If you do not have a current personal report, Experian will provide a free copy when you submit the information requested. Additionally, you may obtain a free copy of your report once a week through April 2022 at AnnualCreditReport.