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These Are the Best Credit Cards for Millennials

Young people have been hesitant to sign up for credit cards, but the tide is turning for millennials, based on Experian’s new report.

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How much does applying for multiple credit cards affect credit?

July 7, 2016

Applying for multiple credit cards in a short period of time can affect credit scores for several reasons. First, suddenly taking on a lot of potential new debt is...

The Future of Financial Literacy: Talking Money with Kids

July 6, 2016

Is it time to start having ‘the money chat’? See how you can educate the kids in your life about being money-smart.

How does cosigning affect your credit? Does it show as a debt?

July 5, 2016

When you co-sign for a loan, you are saying that if the person you are co-signing for doesn’t pay the debt, you will. That loan will appear on both...

How would you get your credit score to improve?

July 5, 2016

There are two main things everyone must do in order to have good credit scores, regardless of the credit scoring model being used. The first is to pay all...

Is it illegal for a collection agency to change the amount owed?

July 5, 2016

The collection company can’t change the amount originally owed, but they can legally add additional interest or fees to that amount. Therefore, you may see a higher amount owed...

How long will a new car inquiry stay on my credit report?

July 5, 2016

All inquiries stay on your report for two years from the date of the inquiry. However, you can shop for the best rates and look for the best lending...

Summertime Car Buying and Your Credit

June 24, 2016

Has your current ride reached its expiration date? See how you can be credit-smart about a vehicle upgrade before your next summer road trip.

Audio: Checking Your Report for Identity Theft

June 22, 2016

Need to look over your credit report to patrol for some identity theft concerns? Find out what to look for before you get started.

Can you have a creditor removed if they can’t produce verification of the debt?

June 21, 2016

You can dispute the information if you believe it is inaccurate, and if you have documentation that the debt is not yours, you should upload that as part of...

How do you remove child support once it’s paid in full?

June 21, 2016

Once the child support is paid in full the record should be updated to show “satisfied”. It is up to the legal authority in the state to remove the...

If you apply for two credit cards in the same month, will it affect your credit score twice?

June 21, 2016

When you apply for a credit card an inquiry will be added to your credit report. An inquiry is simply a record that a lender has looked into your...

Getting Smart About Summer Spending

June 21, 2016

When the days reach their longest, it’s time for summer fun. From vacations to some treat yo’self splurges, there’s no more enjoyable time to linger and indulge.