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Why Do I Have So Many Credit Scores?

The world of credit scores can be complicated and hard to follow. The key is not to get hung up on any one credit score. Find out more about your credit scores and why you have so many today.

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Audio: Experian Etc. with Toni Husbands

March 7, 2016

Is debt a four-letter word for you? When it’s growing quickly, or if it’s already gotten out of hand, it can be traumatic to think about – but you...

Infographic: Key Components of a FICO® Score (1 of 4)

March 4, 2016

Many people know that a credit score doesn’t look at just one factor. When you consider the information that goes into calculating a FICO® Score, it’s a very specific...

How does adding an authorize user to your account affect your credit?

March 3, 2016

If you’re the primary account holder, simply adding an authorized user to your credit card won’t directly affect your credit report or credit scores.  But, the way the authorized...

Does getting a free credit check does that put a ding on credit?

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Can unemployment affect a credit score?

March 3, 2016

Credit reports do not show unemployment filings or unemployment claims. They only show credit and debt-related information. The impact of unemployment could be reflected in your credit report if...

Is there any way to remove judgments?

March 3, 2016

If they are accurate, there is no way to remove judgments prior to the specified deletion date, which is seven years from the filing date. However, if you pay...

Do evictions show on a credit report?

March 3, 2016

Credit reports do not indicate that you have been evicted from your residence.   However, credit reports could include a collection account for unpaid rent or lease payments or a...

What is the opt-out program?

March 3, 2016

The term opt-out refers to requesting that you be removed from preapproved and prescreen credit offer lists.  Lenders send Experian a list of customer criteria that define the consumers...

Audio: Experian Etc. with Joe Saul-Sehy

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If you’re sorting out your financial picture – or trying to piece together how a recent life change is going to impact your finances- there can be a lot...

Audio: Rising Interest Rates and You

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When the Federal Reserve announces changes to interest rates, the news casts a long shadow. Just how could this recent adjustment impact you and your financial profile? There’s several...

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A 300-500 credit score on the FICO score scale of 300-850 is considered very poor. People with this credit score may have a difficult time getting approved for credit...

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Millennials are an increasingly important segment of our population, and with current models suggesting they’re about to overtake the baby boomer generation in sheer population volume, they’re an equally...

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