Featured article:

The Ultimate List of the Year’s Worst Scams

What a year it’s been—just two months into 2018 and there are already 7,132 and counting. Read more to learn about the worst scams to hit the web so far.

Read More

Latest Articles

Can you explain bankruptcy?

August 2, 2016

There are two types of bankruptcy that typically appear on a credit report – Chapter 13 and Chapter 7. Under Chapter 13 bankruptcy, you repay a portion of the...

How do you start to rebuild your credit?

August 2, 2016

There are a number of ways to start to rebuild your credit. Here is a list of three things you can do: Have your rent payments reported to Experian...

Is there a way to consolidate debt without ruining your credit?

August 2, 2016

The term “consolidation” is used to describe two very different credit-related services. Consolidation loan The first type of consolidation is a debt consolidation loan. Essentially, you go to a...

How does a short sale affect credit?

August 2, 2016

The term short sale does not appear on a credit report. The term short sale describes negotiating settlement of your mortgage debt for less than originally owed. Rather than...

Does college tuition show up on a parent’s account or both?

August 2, 2016

Tuition itself is not reported to the national credit reporting companies. However, if student loans are taken out to pay the tuition, the student loans would appear on both...

Can Rental Data Help Establish Your Credit?

August 2, 2016

Learn a new way that some of your payment information can be used to help generate a credit score for the first time.

What is a secured credit card and will it help my credit?

August 2, 2016

Dear Experian, I don’t have enough credit history to generate a score, so I got a secured card with a $500 limit.  I have been making small charges, less...

The FICO® Score Powered by Experian and You: Understanding Key Factors

July 29, 2016

When it comes to your credit scores, knowledge is power! Be an expert on the key factors of your FICO Score powered by Experian.

Survey Results: Experian’s Credit Games

July 27, 2016

Many admit they lag behind – with almost half saying they need a lot more training before they can compete for higher credit scores and better interest rates.

Infographic: Living Your Best Financial Life

July 19, 2016

Not sure where your money’s going these days? Look over some of our ideas to help control your finances to power your best financial life.

Does everyone start out with the same credit score?

July 19, 2016

In essence, we all start out with no score at all (not zero). You don’t start with a perfect score and go down or start with zero and go...

Will your score go down if you check it?

July 19, 2016

Checking your own report and purchasing a credit score at www.annualcreditreport.com or at www.experian.com, or subscribing to other credit monitoring services will never hurt your credit scores. A “soft”...


Get Your Free Credit Report

View your free Experian Credit Report every 30 days on sign in.

No credit card required.

Get Started for Free