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Here’s How Much Your Personal Information Is Selling for on the Dark Web

The dark web is a huge marketplace for stolen data and personal information. Find out how much your information is selling for on the dark web.

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Lender May Check Credit Report After Car is Repossessed

December 5, 2012

Dear Experian, Why is my old creditor pulling my credit report? I had a car that I could not afford after being laid off. I ended up giving the car...

Missing Accounts Not Reported by Your Lenders

November 21, 2012

Dear Experian, There are four accounts missing on my report, and the one account listed has the wrong creditor's name on the account. What can I do to correct this? -TMM

Lack of Mortgage Loan as Credit Score Risk Factor

November 21, 2012

Dear Experian, I was looking at my credit report and it stated, "You do not have a mortgage account in good standing.” What does this mean? I do not own...

Cell Phone Payments are Not Reported

November 21, 2012

Dear Experian, If I have a two year contract with a cell phone company, and if I pay my cell phone bill on time in full every month until the...

Student Loans Reported as Claim Filed with Government

November 21, 2012

Dear Experian, My student loans were consolidated into a new loan. My old student loans now state “closed/paid collection” and, “Claim filed with government for insured portion of balance on...

Tax Liens in Your Credit Report

November 7, 2012

Dear Experian, How long do public tax liens stay on your report after they have been released? - SVB

How to Remove Credit Inquiries from Your Report

November 7, 2012

Dear Experian, Can inquiries be removed from your credit report? -VNT

How to Add a Security Freeze to Your Credit File

October 24, 2012

Dear Experian, How can I get a credit freeze on my report? -FSG

How to Remove an Incorrect Address from Credit Report

October 24, 2012

Dear Experian, You have me listed at an address I have never lived at. How is this removed? -DNW

Credit Scores Not Impacted by Employer or Income

October 24, 2012

Dear Experian, It appears all three credit reporting agencies had listed my employer incorrectly. What impact does my correct employment and earnings have on my credit rating? -RCH

Paying off Closed or Charged off Accounts

October 10, 2012

Dear Experian, Does paying off a closed or charged off account raise your credit scores? -TYC

Lifting a Credit Freeze to Apply for Credit

October 10, 2012

Dear Experian, I do not want to lift my security freeze but want to apply for a new credit card. Is that possible to do without lifting the freeze? -HPD

Lowering Credit Limit Can Hurt Credit Scores

October 10, 2012

Dear Experian, I have heard that requesting lower credit limits can hurt your credit scores. Is this true? -MMB

Remove an Ex-Spouse’s Name from Credit Report

September 26, 2012

Dear Experian, I just got my credit report, and I see my ex-husband listed as my husband. We are already divorced. What can I do in this case? I have...

Credit Score Can’t Be Calculated

September 26, 2012

Dear Experian, I am trying to get a loan and am being denied because your company won’t list a score on me. Why? - LRT

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