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Why Do I Have So Many Credit Scores?

The world of credit scores can be complicated and hard to follow. The key is not to get hung up on any one credit score. Find out more about your credit scores and why you have so many today.

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Latest Articles

What “Derogatory” Means in a Credit Report

November 30, 2014

Dear Experian, I have something showing on my credit report called derogatory. Can you please explain to me what that means? - ...

Changing the Phone Number in a Fraud Alert

November 24, 2014

Dear Experian, How do I go about changing my telephone number? Creditors have denied me credit because the phone number on my alert is not updated. How do I...

Name Change Should Not Cause Loss of Credit History

November 23, 2014

Dear Experian, I have had a name changed, but kept the same Social Security number. However, when getting a credit card I was declined due to having no credit history....

View Requests for Your Credit Report

November 14, 2014

Dear Experian, How do I find out who has looked at my credit report? - GDS

Dispute an Incorrect Address on Your Credit Report

November 14, 2014

Dear Experian, There is an address on my credit report at which I never resided. How do I get that removed or corrected? - MLA

Accounts Reported without Social Security Number

November 9, 2014

Dear Experian, Can a credit agency post something on my credit report without my Social Security number? - KOK

Judgment will Appear on Credit Report Once Satisfied

November 1, 2014

Dear Experian, I had a judgment filed against me in June of 2010. When I found out, I contacted the bank and settled with them. Why does it still show...

Settled Accounts on Your Credit Report

October 24, 2014

Dear Experian, I recently paid a settlement on a delinquent account. I have the release letters and was told I can send them in directly in order to have the...

Broken Lease Appears on Tenant Screening Report

October 24, 2014

Dear Experian, My daughter’s report is showing she had a broken lease in November 2013. However, she just moved out in July. How can she correct this? - ...

Repossession and Voluntary Surrender on Credit Report

October 22, 2014

Dear Experian, How long does a derogatory closure of an account pertaining to an auto loan affect your credit scores? - ...

Updating Balance Information on Your Credit Report

October 22, 2014

Dear Experian, On your website, you state that you update credit card payments when my bank does. My credit report from your institution is three months behind. ...

Update Your Credit Report to Show Home Ownership

October 15, 2014

Dear Experian, I am the owner of a house with a paid mortgage, which I am renting to family. How will this affect my credit scores, and how can...

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