As Marriott and Starwood merge their loyalty programs, the hotel giant has partnered with Chase to launch a new co-branded rewards credit card that features an eye-popping 100,000-point signup bonus.
The Marriott Rewards® Premier Plus Credit Card is available starting May 3 and comes with a $95 annual fee. The new card, which follows Marriott International's acquisition of Starwood Hotels and Resorts in 2016, is an upgrade from its sister card, the Marriott Rewards Premier Credit Card.
If you already have the Marriott Rewards® Premier Credit Card, you will have the option of upgrading to the Premier Plus version, but you won't be able to carry both. Visit MarriottRewards.com/Upgrade after May 3 for details.
Here's what makes the new Marriott Rewards Premier Plus card different.
Marriott Rewards Card Features
- 100,000-point sign-up bonus once cardholder spends $5,000 on the account within the first 90 days of opening it.
- $95 annual fee.
- Earn 6 points per $1 spent at participating Marriott International Hotels.
- Earn 2 points per $1 spent on everything else.
- Cardholders earn automatic Silver Elite status in Marriott's loyalty program and can get gold status after spending $35,000 on the account in one year.
- Free night at eligible hotels each year (worth up to 35,000 points).
- No foreign transaction fees.
- Starting in August, cardholders will receive free, premium in-room internet access.
- Starting in 2019, cardholders will earn 15 Elite Night Credits toward the next level of the program's elite status.
Should You Apply For This Card?
If you stay at Marriott hotels frequently, or at least once a year, the free stay per year clearly outweighs the card's $95 annual fee. The Silver Elite status that comes with the card can also make Marriott stays more comfortable, with benefits like priority late checkout, a 20% bonus on Marriott reward points, and a dedicated elite guest services line. And premium in-room internet access means you won't have to pay extra for access or suffer through slow browsing when traveling.
Redeeming points for Marriott stays depends on the category level of hotel you're staying at. Marriott classifies its hotels into nine categories, with the properties in category 1 costing as little as 6,000 points for a night's stay and properties category 9 costing as much as 45,000 points for a night's stay. Find Marriott's complete rewards chart here.
As with most rewards credit cards, the Premier Plus card comes with a relatively high variable interest rate, ranging from 17.49% to 24.49%, depending on an applicant's creditworthiness. If you plan on carrying a balance, this card, like most rewards cards, is not a good deal because any benefits you earn will likely be wiped out by the interest you'd accrue. But if you're a frequent Marriott guest and pay your card off every month, this new card is a good option with significant benefits that make the annual fee worth it.
Check out other top rewards credit cards here.
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. All information, including rates and fees, are accurate as of the date of publication.