They say that practice makes perfect. It's true that the repetition of a good behavior can help you achieve the result you want. Your credit history helps tell a similar story, and it factors into a FICO® Score* for a reason. The length of your credit history informs 15% of the scoring calculation. Your FICO® Score powered by Experian looks at a set of five values to deliver its expression of your creditworthiness: see where and how much the scoring model draws information from your Experian credit report to create a credit score for you.
To learn more about the other major factors in the scoring calculation, read more here.
Want to instantly increase your credit score? Experian Boost™ helps by giving you credit for the utility and mobile phone bills you're already paying. Until now, those payments did not positively impact your score.
This service is completely free and can boost your credit scores fast by using your own positive payment history. It can also help those with poor or limited credit situations. Other services such as credit repair may cost you up to thousands and only help remove inaccuracies from your credit report.