Can a prospective employer get a credit score on me if I have a security freeze, or do I need to remove the security freeze?
Employers never get credit scores. They may request a copy of your credit report, but only if you give them written permission. The report an employer receives contains less information than a standard report. For example, an Experian Employment Insight report truncates or removes account numbers and eliminates any information that could be prohibited by the Equal Employment Opportunity Act (EEOA).
If you have frozen your credit file, potential lenders and anyone requesting your credit report for the purposes of extending credit will be unable to view your credit history. However, potential employers will still be able to access your report.
For more about credit file freezing visit Experian's Freeze Center.
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- The "Ask Experian" team