Credit Monitoring and Fraud Protection

Dear Experian,

I want fraud protection, but I also want to know my FICO score and have credit monitoring. Is there a program that I can get all of that?


Dear DTR,

You're wise to want to stay on top of your credit report. While most experts agree that you should check your credit report at least once a year, checking your credit information even more frequently can certainly be beneficial. Keeping an eye on your report can enable you to detect possible identity fraud sooner, and it also can help prevent having any surprises when you apply for credit.

For those who want to have daily monitoring of their credit information, Experian offers this service. This service allows you to have unlimited access to your credit report, as well as your credit score. It also helps protect against identity theft by sending you alerts any time there is a key change to your report. You will be able to view this activity and more via the identity protection services included with your membership.

Thanks for asking.
The "Ask Experian" team

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