The value of establishing a credit score
Dear Experian, Why is it important to establish credit while you're young? If I don’t establish any credit will it affect my future and why?...
May 30, 2019 • 3 min read
Good credit scores are an important part of your financial health, saving you money and providing opportunities to get credit.
January 8, 2019 • 5 min read
Ways to establish a credit score
When you're ready to open a credit card or take out a loan, the credit card company or lender will check your credit report...
12 min read
You can't have a credit score if you don't have a credit history. Learn how to build credit and become scoreable.
July 24, 2019 • 4 min read
There are many ways to establish credit when you\u2019re young, and starting early could the transition into adulthood easier.
July 13, 2019 • 7 min read
Ways to improve a credit score
Dear Experian, How can I get my score higher? - DDE Dear DDE, Credit scores measure the level of risk a lender takes when...
August 30, 2019 • 3 min read
There are steps you can take to increase your credit score, and the sooner you address certain factors, the faster your credit score will...
December 18, 2018 • 9 min read
Getting caught in the paycheck-to-paycheck trap can wreak havoc on your credit. We show you how to improve your credit even on a tight...
March 29, 2019 • 4 min read
Factors that impact a credit score
Knowing what factors and types of accounts affect your credit score is the first step to improving your credit which could save you thousands over...
7 min read
The largest factor impacting your credit is your payment history, which makes up 35% of your FICO Score.
August 25, 2019 • 3 min read
A rejection won't impact your credit score, but hard inquiries might hurt it. Try getting preapproved to avoid unnecessary hard inquiries and denials.
November 26, 2019 • 3 min read
Ways to check one’s credit score
A credit score is calculated by running information on your credit report to determine how creditworthy you are. Find out how you can get...
3 min read
Ways to obtain a free copy of one’s credit report
Your personal credit report contains details about your financial behavior. Learn more about Experian resources that can help you with your credit report.
2 min read
When you apply for a new credit card, loan or extension of credit, the potential lender will most likely check your credit report before...
2 min read
Ways to dispute an error in one’s credit report
Here's how to request corrections to information in your credit reports a process known as a dispute.
6 min read