A civil judgment is one type of public record that can appear on your credit report. It is a debt you owe through the courts due to a lawsuit. If someone sues you for money and you lose, the judgment against you may appear on your credit report.

How Long Does a Judgment Stay on Your Credit Report

When you pay the judgment amount, your credit report will be updated automatically to reflect the information. However, the notation of the judgment will remain on our credit report for seven years from the date it was originally filed.

How Do You Remove a Judgment From Your Credit Report

  • If the judgment is accurate, it will remain on your credit report for seven years from the judgement date.
  • If a judgment appears on your credit report in error, you can file a dispute with the credit reporting agency.

When Will a Paid Judgment Be Removed?

February 14, 2017

Dear Experian, I paid a civil judgment in full this year. Will that ever be off my credit report? It shows the amount owed is $0, but it still...

Can judgments included in bankruptcy be deleted?

August 25, 2016

Dear Experian, There is a judgment appearing on my credit report that was included in my bankruptcy. Will it be deleted? – JMV Dear JMV, When judgments included in...

Judgment will Appear on Credit Report Once Satisfied

November 1, 2014

Dear Experian, I had a judgment filed against me in June of 2010. When I found out, I contacted the bank and settled with them. Why does it still show...

Small Claims Judgments Reported to Credit Bureaus

August 13, 2013

Dear Experian, I am a landlord that has been awarded a small claims judgment in excess of $5,000. Can this be reported to a credit bureau, if so how? - RDT

Vacated Judgment Should Be Removed from Credit Report

August 12, 2013

Dear Experian, Civil and small claim judgments remain seven years from the filing date. But in my case, the judgment was vacated with the stipulation that the action was discontinued...

How a Settled Judgment Appears in a Credit Report

July 4, 2012

Dear Experian, I settled a judgment with a creditor. Is it still showing as judgment, or is reported as settled? - KDH

Reporting a Judgment Against a Former Tenant

June 20, 2012

Dear Experian, I have an eviction and financial judgment against a former tenant. Do I need to report it to Experian in order for it to appear on his credit...

Paid Court Judgments on Your Credit Report

December 7, 2011

Dear Experian, I was told by the circuit court that Experian would have to come in and pull the satisfied judgment in order to remove it from my records. Is...