Credit Report & Scores » Life Stages

Life Stages

Your credit history doesn’t instantly spring to life one day; it grows with you over time and changes as you go through different life stages. Many life events can affect your credit, including:

  • Joint accounts, renting an apartment, student loans, and employment
  • Marriage, divorce, kids
  • Death of a relative

Latest Articles

What Happens to Your Credit Report When You Die

What happens to your credit file when you die? Does the file get...

Importance of Establishing Credit When Young

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Employer Listings on Your Credit Report

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How to Notify Experian that Someone Has Died

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Ex-Spouse’s Address Appears on Credit Report

After viewing my credit report, I saw that two addresses are addresses where...

Unemployment Claims Do Not Affect Your Credit Report

My colleagues and I had a debate over these questions: Will filing an...

The Benefits of Consolidating Student Loans

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Name Change After Marriage Won’t Hurt Credit Scores

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Joint Accounts Can Help Spouse Qualify for Credit

I have been married for many years and have always had credit with...

Student Loan Debt Listed as “Government Claim”

On one of my student loan accounts this was posted: “Government Claim/Insurance Claim.”...

Student Loans Reported as Claim Filed with Government

My student loans were consolidated into a new loan. My old student loans...

Credit Scores Not Impacted by Employer or Income

It appears all three credit reporting agencies had listed my employer incorrectly. What...