Credit Report & Scores » Life Stages

Life Stages

Your credit history doesn’t instantly spring to life one day; it grows with you over time and changes as you go through different life stages. Many life events can affect your credit, including:

  • Joint accounts, renting an apartment, student loans, and employment
  • Marriage, divorce, kids
  • Death of a relative

Latest Articles

Do Student Loans Affect My Credit Score?

Do student loans affect your credit scores? If so how are they...

What Happens to Debt When I Die?

In the event of a family member or spouse’s death, who becomes...

Audio: Joint Accounts and Your Credit

It’s one of the most common misconceptions about credit: knowing how the finer points...

What Is a Credit Builder Loan?

My credit score is very low. I have no credit history other...

Can You Build Credit with a Debit Card?

I’m trying to establish a positive credit history. I’ve been paying my...

Are credit reports combined when you get married?

Credit reports are not merged when you get married. Each spouse maintains their own...

Do Businesses Require My Permission to Run My Credit?

It is possible for businesses to view credit reports, in particular circumstances, without your...

Top 7 Financial Tips When Facing Divorce

We spoke with some people who are experts in this area - because they've...

Do Employers Look at Credit Reports?

Employers may obtain a modified copy of your credit report for employment purposes, but...

Your Relationship May Be At Risk If You’re Not Talking About This

Thinking about conjoining your finances? If your relationship is ready, hear more about when...

How Can a Young Person New to Having a Credit Card Build Credit?

Building credit takes time. If you have a new credit card, make a small...

Does Leasing a Car Build Credit?

Dear Readers, We are sometimes asked whether leasing a car can help you build...