Credit Advice » Fraud and Identity Theft

Fraud and Identity Theft

You can take steps to protect yourself from credit fraud and identity theft. Explore to learn more about the warning signs of fraud and what to do if you’re a victim of identity theft.

How to Identify Fraud

To identify fraud, you should carefully review your credit report:

  • Accounts: If you see a newly opened account that you don’t recognize, this could be a sign that a criminal obtained a line of credit using your identity.
  • Inquiries: In the “Requests viewed by others” section of your credit report, review the list of creditors for any names you don’t recognize.
  • Addresses: If you discover an address you’ve never lived at on your credit report, this could be a sign that someone has tried to obtain credit in your name.

How to Report Fraud

To report fraud to Experian, visit the Fraud center.

You Will Not Receive a Notice to Remove a Fraud Alert

July 3, 2013

Dear Experian, I have not been contacted to lift a fraud alert on my account to approve a recent credit inquiry. Should I receive a request to remove the alert...

How to Add a Telephone Number to a Fraud Alert

July 3, 2013

Dear Experian, How do I add a telephone number to an extended credit alert? - LKK

Cancelling 7-year Fraud Alert to Qualify for Housing Program

June 20, 2013

Dear Experian, How do I cancel a 7-year fraud alert once I create it? I am in the process of looking for new housing and believe I would have to...

Fraud Alert Stopping Satellite TV Application

June 5, 2013

Dear Experian, I cannot sign up for satellite television because they say we have a fraud alert attached to our credit history. We do not need a fraud alert. How...

Replacing a Lost Security Freeze PIN Number

May 22, 2013

Dear Experian, I placed a security freeze on my account and have misplaced the PIN needed to temporarily remove the freeze. How do I get a replacement PIN? - MCH

Beware of Calls Offering Marketing Opt Out

February 13, 2013

Dear Readers, Consumers have reported receiving automated calls asking for their Social Security numbers and other personal information in order to opt out of marketing mailing lists. Under the...

National Protect Your Identity Week

October 24, 2012

National Protect Your Identity Week is Oct. 20-27. Here are a few tips to help you protect your identity.

How to Add a Security Freeze to Your Credit File

October 24, 2012

Dear Experian, How can I get a credit freeze on my report? -FSG

Lifting a Credit Freeze to Apply for Credit

October 10, 2012

Dear Experian, I do not want to lift my security freeze but want to apply for a new credit card. Is that possible to do without lifting the freeze? -HPD

Security Breach Notification – What to Do Next

August 1, 2012

Dear Experian, I work for a school district and its information has been hacked. They advised us to contact the credit companies. What I should do to protect myself? They...

Removing an Active Duty Alert

July 18, 2012

Dear Experian, How do you remove an Active Duty Alert? I am not on active duty and have never been in the service, but I have an Active Duty Alert...

How to Prevent Identity Theft After a Burglary

May 9, 2012

Dear Experian, I returned from two weeks away from my house to find it had been burglarized. Among the missing items are some credit cards, and I have notified the...

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