Understand, Build and Manage Your Credit

Credit plays an important role in your life – affecting the purchases you make and much more. The more insight you have about credit, the easier it is to strengthen your financial well-being.

Learn how to successfully manage your credit rating and protect against credit fraud.

How My Credit Paved the Way for the Car I Drive Today

May 19, 2015

Financial blogger Kem Washington shares how a long-term strategy helped her lock in her dream car. As a busy college student light on cash, I had to settle for...

How Long Does Something Stay on My Credit Report?

May 18, 2015

Negative information isn’t something you ever want to see on your credit report. But, sometimes it happens… and it doesn’t just disappear. Information stays visible on your Experian credit...

Audio: How Often is My FICO® Score Updated?

May 14, 2015

How often do your FICO® Scores see updates? That depends on your credit activity, and how often new information is added to your credit report. Listen in to learn...

Audio: Responding to Identity Theft

May 14, 2015

It’s the moment everyone dreads: discovering you’ve become a victim of identity theft. What happens next? Listen in to learn how to respond to the unpleasant discovery with a...

Audio: What’s the Difference Between FICO® Scores and Other Credit Scores?

May 14, 2015

FICO® Scores are incredibly popular among lenders who make credit decisions. Discover more about how FICO Scores are different, and how those differences can help you get where you...

Audio: Is There Only One Credit Score?

May 14, 2015

It’s one of the biggest misconceptions out there: that there’s just one credit score. The truth is that there’s hundreds of different credit scoring models in the marketplace today....

Audio: Why Does a FICO® Score Matter?

May 14, 2015

When confidence counts, make sure you know all you can about your credit. Seeing your credit scores gives you valuable information when you consider a major purchase or set your...

Just Charge It: Why I No Longer Max Out My Credit Cards

May 12, 2015

Financial blogger Deacon Hayes shares how he reversed a spending mindset to conquer debt and boost credit confidence. When I was 18 years old, I decided to apply for...

Why Checking Your Credit Report Won’t Hurt Your FICO® Score

May 11, 2015

An Experian survey in 2013 found that 49 percent of Americans check their credit scores at least once a year. While it seems that many understand the importance of...

Infographic: How to Read an Experian Credit Report

May 5, 2015

For many, understanding how to read and digest the information a credit report contains is key to unlocking the mysteries that the world of credit holds. Maybe you’re already...

Infographic: What are the Different Credit Scoring Ranges?

April 23, 2015

Understanding the FICO® Score Ranges Your FICO Score powered by Experian data can range from 300 to 850 and can influence what credit is available to you, how much...

11 Credit Myths: Don’t Fall for ‘Em

April 16, 2015

Forget everything you’ve heard about credit. Well, maybe not everything. “Living within your means” is always important, but you should be willing to rethink what you know. Because when...

Video: What Is a Revolving Credit Account?

April 10, 2015

Revolving credit accounts: a common credit term you’ll want to be familiar (hint: you probably have at least one account that’s revolving). We’ll explain the two types of credit...

Video: When Should I Ask For a Higher Credit Limit?

April 10, 2015

Asking for an increase in your credit limit can feel like playing the lottery. But the answer is a simple one. You’ll want to ask for the increase at...

Video: What Is Credit Usage?

April 10, 2015

Credit usage is a term you’ll hear mentioned as a part of many credit scoring models. Since it’s often an important factor that lenders consider when evaluating the extension...

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Here’s How Much Your Personal Information Is Selling for on the Dark Web

The dark web is a huge marketplace for stolen data and personal information. Find out how much your information is selling for on the dark web.