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Understand, Build and Manage Your Credit

Credit plays an important role in your life – affecting the purchases you make and much more. The more insight you have about credit, the easier it is to strengthen your financial well-being.

Learn how to successfully manage your credit rating and protect against credit fraud.

Audio: Why Does a FICO® Score Matter?

May 14, 2015

When confidence counts, make sure you know all you can about your credit. Seeing your credit scores gives you valuable information when you consider a major purchase or set your...

Just Charge It: Why I No Longer Max Out My Credit Cards

May 12, 2015

Financial blogger Deacon Hayes shares how he reversed a spending mindset to conquer debt and boost credit confidence. When I was 18 years old, I decided to apply for...

Why Checking Your Credit Report Won’t Hurt Your FICO® Score

May 11, 2015

An Experian survey in 2013 found that 49 percent of Americans check their credit scores at least once a year. While it seems that many understand the importance of...

Infographic: How to Read an Experian Credit Report

May 5, 2015

For many, understanding how to read and digest the information a credit report contains is key to unlocking the mysteries that the world of credit holds. Maybe you’re already...

Infographic: What are the Different Credit Scoring Ranges?

April 23, 2015

Understanding the FICO® Score Ranges Your FICO Score powered by Experian data can range from 300 to 850 and can influence what credit is available to you, how much...

11 Credit Myths: Don’t Fall for ‘Em

April 16, 2015

Forget everything you’ve heard about credit. Well, maybe not everything. “Living within your means” is always important, but you should be willing to rethink what you know. Because when...

Video: What Is a Revolving Credit Account?

April 10, 2015

Revolving credit accounts: a common credit term you’ll want to be familiar (hint: you probably have at least one account that’s revolving). We’ll explain the two types of credit...

Video: When Should I Ask For a Higher Credit Limit?

April 10, 2015

Asking for an increase in your credit limit can feel like playing the lottery. But the answer is a simple one. You’ll want to ask for the increase at...

Video: What Is Credit Usage?

April 10, 2015

Credit usage is a term you’ll hear mentioned as a part of many credit scoring models. Since it’s often an important factor that lenders consider when evaluating the extension...

Video: How Do I Dispute a Late Payment on a Credit Report?

April 10, 2015

You checked your credit report, but there’s a payment showing as late that know was made on time. Need to dispute some information that just doesn’t look quite right?...

Video: What Is an Open Installment Account?

April 10, 2015

An open installment loan is a term that shouldn’t stump you if you’re an experienced credit user. But maybe you’re new to credit or just need to brush up...

Video: How Do I Pull My Credit Report Daily?

April 9, 2015

If you’re not in the habit of checking your credit report frequently at the moment, pulling your credit report every day might seem a bit over-the-top. But it can...

Video: Does It Hurt My Credit Score to Cancel a Credit Card?

April 9, 2015

Conventional wisdom might suggest that closing a credit card could help your credit scores, especially if your plan is to trim your spending. But consider both sides of that...

Video: What Is a Fraud Alert?

April 9, 2015

A fraud alert: it’s a common credit term, but who does it alert? And what does it tell them? Fraud alerts are a useful resource to understand if you...

Video: What Is a Hard Inquiry?

April 9, 2015

Are you well versed on what hard inquiries can mean for your credit? No? Well, you’re not alone. Let this short video be a quick refresher for you to...

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5 Budget-Friendly Ways to Give Back

As the holiday season ramps up, Americans often increase their charitable giving. Here are five ways to give to others while still staying on budget.