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Rewards Credit Cards

Best Credit Cards for International Travel Purchases

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If you're headed abroad, you want to make sure you have at least one credit card in your wallet that doesn't charge foreign transaction fees. That's because those fees typically add 3% to each purchase you make when buying something outside the U.S.

It's an unnecessary charge that you needn't pay when you're traveling because there are plenty of great credit cards on the market that don't assess foreign transaction fees. In fact, both Capital One and Discover are two major card issuers that don't charge foreign transaction fees on any of their cards.

We've highlighted five cards that all fit the bill: They don't charge foreign transaction fees, but they also boast other solid travel perks that will make your trip better. So take a look at these offerings and figure out which card suits your needs best. Then, bon voyage!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Apply

on Chase's website

Recommended FICO® Score
Good - Exceptional

APR

15.99% - 22.99% Variable

Intro APR: N/A

Rewards

2X points on Dining & Travel

2X points on travel and dining

1X points on All Other Purchases

Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

$95

Card Details
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

This is one of the strongest premium travel rewards cards around: You earn 2 points per $1 spent on travel and dining worldwide, and 1 point per $1 spent on everything else. You'll also earn an impressive 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Redeeming travel rewards is easy: There are no blackout dates or restrictions, and you get a 25% in travel bonus when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®—making those 60,000 bonus points worth $750 in travel.

You can also take advantage of transferring points on a 1-to-1 basis to several leading hotel and airline loyalty programs. The card comes with a $95 annual fee, but you also get access to excellent travel insurance benefits, including trip cancellation insurance, baggage delay insurance, trip delay and baggage delay reimbursement, auto rental collision damage waiver and more.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Apply

on Capital One's website

Recommended FICO® Score
Good - Exceptional

APR

15.49% - 25.49% (Variable)

Intro APR: 0% on Purchases for 15 months

Rewards

1.5% cash back on All Purchases

Intro Bonus: Earn $150 after you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

Card Details
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • Pay no annual fee or foreign transaction fees

If you want a basic cash back card that you can also take abroad with you, this card is a good option. You earn 1.5% cash back on all purchases and have the opportunity of earning a $150 cash bonus after you spend $500 on purchases within the first 3 months of account opening. There's no annual fee.

Barclaycard Arrival Plus® World Elite Mastercard®

Apply

on 's website

Recommended FICO® Score

APR

N/A

Intro APR: N/A

Rewards

None

Annual Fee

N/A

Card Details

    If you want to earn easy-to-use flat-rate travel rewards without being tied to a specific airline or travel program, the Barclaycard Arrival Plus® World Elite Mastercard® is a smart option. You'll earn an unlimited 2 miles per $1 spent on every purchase, plus the chance to earn 70,000 bonus miles after spending $5,000 on purchases within the first 90 days of opening the account.

    Booking travel is easy: You simply pay for your airline tickets or hotel reservations with the card, then redeem your miles for travel statement credits. You also get 5% back to use toward your next redemption every time you redeem. The annual fee is $89, waived the first year.

    Capital One® QuicksilverOne® Cash Rewards Credit Card

    Capital One® QuicksilverOne® Cash Rewards Credit Card

    Apply

    on Capital One's website

    Recommended FICO® Score
    Fair

    APR

    26.99% (Variable)

    Intro APR: N/A

    Rewards

    1.5% cash back on All Purchases

    1.5% Cash Back on every purchase, every day

    Annual Fee

    $39

    Card Details
    • Earn unlimited 1.5% cash back on every purchase, every day
    • Earn cash rewards without signing up for rotating categories
    • Be automatically considered for a higher credit line in as little as 6 months
    • Monitor your credit profile with the CreditWise® app, free for everyone
    • $0 fraud liability if your card is ever lost or stolen
    • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
    • Help strengthen your credit for the future with responsible card use
    • Get customized alerts and manage your account with the Capital One mobile app

    If you have fair credit and need to take a card abroad, this is one you should check out. You'll earn 1.5% back on all purchases, a great rewards option which is rare for cards available to users with fair credit. You will pay a $39 annual fee, but that's pretty modest and could make the convenience of taking it abroad worth it.

    All information about the Barclaycard Arrival Plus® World Elite Mastercard® credit card has been collected by Experian and has not been reviewed or provided by the issuer of the card. Barclaycard Arrival Plus® World Elite Mastercard® is longer available through Experian. Offer details may be outdated.

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