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If you're headed abroad, you want to make sure you have at least one credit card in your wallet that doesn't charge foreign transaction fees. That's because those fees typically add 3% to each purchase you make when buying something outside the U.S.
It's an unnecessary charge that you needn't pay when you're traveling because there are plenty of great credit cards on the market that don't assess foreign transaction fees. In fact, both Capital One and Discover are two major card issuers that don't charge foreign transaction fees on any of their cards.
We've highlighted five cards that all fit the bill: They don't charge foreign transaction fees, but they also boast other solid travel perks that will make your trip better. So take a look at these offerings and figure out which card suits your needs best. Then, bon voyage!
Chase Sapphire Preferred® CardApply
on Chase's website
15.99% - 22.99% Variable
Intro APR: N/A
1X points on All Other Purchases
Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
This is one of the strongest premium travel rewards cards around: You earn 2 points per $1 spent on travel and dining worldwide, and 1 point per $1 spent on everything else. You'll also earn an impressive 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Redeeming travel rewards is easy: There are no blackout dates or restrictions, and you get a 25% in travel bonus when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®—making those 60,000 bonus points worth $750 in travel.
You can also take advantage of transferring points on a 1-to-1 basis to several leading hotel and airline loyalty programs. The card comes with a $95 annual fee, but you also get access to excellent travel insurance benefits, including trip cancellation insurance, baggage delay insurance, trip delay and baggage delay reimbursement, auto rental collision damage waiver and more.
Barclaycard Arrival Plus® World Elite Mastercard®
on 's website
Intro APR: N/A
If you want to earn easy-to-use flat-rate travel rewards without being tied to a specific airline or travel program, the Barclaycard Arrival Plus® World Elite Mastercard® is a smart option. You'll earn an unlimited 2 miles per $1 spent on every purchase, plus the chance to earn 70,000 bonus miles after spending $5,000 on purchases within the first 90 days of opening the account.
Booking travel is easy: You simply pay for your airline tickets or hotel reservations with the card, then redeem your miles for travel statement credits. You also get 5% back to use toward your next redemption every time you redeem. The annual fee is $89, waived the first year.
All information about the Barclaycard Arrival Plus® World Elite Mastercard® credit card has been collected by Experian and has not been reviewed or provided by the issuer of the card. Barclaycard Arrival Plus® World Elite Mastercard® is longer available through Experian. Offer details may be outdated.