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Best Capital One Credit Cards

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Capital One boasts "no-hassle rewards" and no foreign transaction fees on any of its cards. In contrast, many other card issuers still impose onerous 3% foreign transaction fees on many of their products—especially those with no annual fees—which can add up fast if you use those cards when traveling. Check out the best cards Capital One has to offer.

3 Partner Offers

Best Card for Premium Travel Rewards

Capital One Venture Rewards Credit Card

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on Capital One's website

Good - Exceptional

Capital One Venture Rewards Credit Card

APR

17.49% - 25.49% (Variable)

Intro APR

N/A

Rewards

5x miles on hotels and rental cars booked through Capital One Travel

2x miles on All Purchases

Intro Bonus

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Annual Fee

$95

Card Details
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
This Card Is Right for You If:

Capital One Venture Rewards Credit Card is Capital One's flagship card, and it can do some pretty neat things. First, you can earn an intro bonus of 75,000 miles after you spend $4,000 on new purchases within 3 months of account opening . You also earn 2 miles on all purchases and 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023.

Miles are worth 1 cent each as statement credits toward any travel reservations you make, with no blackout dates or capacity controls. Blackout dates are fixed dates when no awards are available, while capacity controls are when award availability is limited. When you earn 2 miles on each purchase, and miles are worth 1 cent each as statement credits, it allows you to realize 2 cents in rewards value per dollar spent.

Another option for redeeming your rewards is transferring them to miles with more than 10 frequent flyer programs, most at a 2-to-1.5 ratio. When you can transfer your rewards to airline miles, and redeem those miles for expensive flights in business and first class, it's possible to realize several cents in value per mile redeemed. Benefits include a $100 credit toward the application fee for TSA PreCheck or Global Entry. The card charges a $95 annual fee.

Best Card for Students

Journey Student Rewards from Capital One

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on Capital One's website

Fair

Journey Student Rewards from Capital One

APR

26.99% (Variable)

Intro APR

N/A

Rewards

5% cash back on Hotels and Rental Cars Booked Through Capital One Travel

1% cash back on All Purchases

Annual Fee

$0

Card Details
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Pick the monthly due date that works best for you
This Card Is Right for You If:

It can be a good idea for college students to start to learn how to use credit cards responsibly while building their credit history, and Journey Student Rewards from Capital One is a good place to start. This card starts students off with a modest credit line, but considers them for a higher credit limit in as little as six months.

It also features 1% cash back on all purchases, and the chance to earn an extra 0.25% when they make their payments on time, for a total of 1.25% cash back. There's no annual fee for this card.

Best Card for Rebuilding Credit

Capital One Platinum Secured Credit Card

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on Capital One's website

Poor, New to Credit, Rebuilding

Capital One Platinum Secured Credit Card

APR

26.99% (Variable)

Intro APR

N/A

Rewards

None

Annual Fee

$0

Card Details
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
This Card Is Right for You If:

When you've had serious credit problems in the past, it can be very difficult to rebuild your credit. To improve your credit scores, you have to open a new account and manage it responsibly. But of course, very few companies want to offer a new account to people with a poor credit history. Secured cards like this one from Capital One are the exception.

This card has you put down a refundable security deposit starting at $49 to get a $200 initial credit line. You'll also be considered for a higher credit limit in as little as six months with no additional deposit needed. No one will know that it's a secured card when you use it to make purchases, and you'll still have to make a payment each month. The security deposit is only used in case of default, and you may get it back when you pay off your balance and close your account.

Many secured credit card users find that when they make all of their payments on time, they're able to qualify for a standard unsecured card within a year. And although many competing secured cards have an annual fee and other fees, the Capital One Platinum Secured Credit Card has no annual fee and no foreign transaction fees.