Susan HensonTwitter | Facebook

Susie Henson is a consumer credit expert and content producer for Experian. She joined Experian in 2000, and managed corporate and B2B Public Relations until 2017. Now, she uses her knowledge about consumer credit, economic trends and personal finance to help educate consumers. She is an Experian Ambassador, a dedicated group of Experian employees who volunteer their time to teach credit and financial education at community events. Susie has a BA in Communications/Public Relations from California State University, Fullerton.

Articles by Susan Henson

What Is APR?

March 15, 2018

Whether it’s a credit card, mortgage or other types of credit, every form of credit comes with costs, including interest and fees. Find out all about APR.

Why Does My Credit Score Change So Often?

March 13, 2018

Credit scores are often thought of as static numbers, that only change when you have a credit event, but your scores can actually change often. Find out more and...

Should I Pay Off My Credit Card Debt Immediately or Over Time?

March 9, 2018

When it comes to how quickly (or slowly) you should pay off your credit card debt, it all depends on how much your credit card is costing you in...

What Does My Credit Score Need to Be to Get Approved for a Mortgage?

March 8, 2018

If you want to qualify for an FHA-insured mortgage, sometimes called a conventional mortgage, you will typically need credit scores of about 680. Find out more and watch this...

What Is a Balance Transfer and How Does It Work?

February 6, 2018

A credit card balance transfer is a way to move your credit card debt from one card to another. Your outstanding balance will stay the same, but you may...

How to Increase Your Credit Limit

February 1, 2018

To increase your credit limit on your credit card, the first step is simply to ask your card issuer to raise it. But, there are a few other ways...

Small Towns vs Big Cities: Where Are the Best Credit Scores?

January 31, 2018

Ever wonder whether big cities or small towns have better credit scores? It turns out that there are quite a few factors to consider such as credit scores, population...

How to Get a Credit Card if You Don’t Have a Credit History

January 25, 2018

Getting that first credit card is a right of passage. For the first time, a bank is giving you a thumbs up—you can use the bank’s money, and in...

What Do Credit Scores Tell Us About the Health of the Economy?

January 23, 2018

The economy is strong and the macroeconomic indicators suggest there’s good momentum as we move into 2018. So, has the positive economic climate led to a positive “credit economy”?...

How Much Americans Owe on Their Mortgages in Every State

January 18, 2018

The national average mortgage debt is $201,811, an increase of almost 3% from 2016, and up 9.49% from 2007. Check out the full study where we look at the...

And the Debt Capital of America Is…

January 12, 2018

When people hear about the “debt crisis in Washington,” they usually think about the federal government’s habit of spending (much) more than it takes in. Turns out the individual...

Will You Shop With A Store Credit Card This Holiday Season?

December 21, 2017

Getting a store credit card might make sense when you're shopping in-store—but is it worth it for online shoppers? Read more for the full story.

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